BAP is a collaborative financing program with SME Corp. Malaysia with the objective of providing financial assistance to SMEs. It is to assist SMEs in strengthening their core business, building capacity and capability, and facilitating access to financing.
Amount of financing for BAP Soft Loan
✔️Financing Limit: RM50,000 – RM1,000,000
✔️ Up to 90% Margin of Financing (refinancing is not allowed)
✔️ Interest Rate: 4%
✔️ Tenure: up to 10 years (including grace period)
▷ 融资限额：RM50,000 – RM1,000,000
▷ 高达 90% 的融资保证金（不允许再融资）
Scope of Financing Soft Loan
✔️ Purchase of machinery and equipment (including main software’s for services sector and commercial vehicles)
✔️ Working capital (for purchase of stock of goods & raw materials, packaging & packaging materials and renovation)
Should you need any help in government funding, please do not hesitate to contact us and we will help to apply for the reliefs and funds available.